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Tax season has come and gone once again, and although it isn’t necessarily a good thing to be getting a tax refund in the mail, many are delighted when they get that check. To many folks, a refund from the IRS means extra spending money. While some folks might treat themselves and their family to a nice steak dinner or a two-night stay at the beach with their refund check, others might stow away the refund money for a rainy day, or better yet, to pay bills. However, if you’ve alre …